WHY RISK YOUR RETIREMENT SAVINGS?

WHY RISK YOUR RETIREMENT SAVINGS?

Why would anyone risk their retirement money and subject it to loss? Seriously? It’s retirement money. Obviously, if it is not there when it is time to retire, then you can’t retire. Simple math. And if you are forced into retirement at that time, what then? Up the... read more
WHY FINAL EXPENSE INSURANCE?

WHY FINAL EXPENSE INSURANCE?

In New Mexico, as I understand it, all Wills must be approved by the Probate Court, taking from six to nine months for the process. During that time, who pays your final bills? Your mortgage, utilities, hospital bills, funeral or cremation expenses? Expenses... read more
IS AN ANNUITY RIGHT FOR YOU?

IS AN ANNUITY RIGHT FOR YOU?

At the Gottlieb Group, we refer to fixed index annuities as a form of investment, based on the definition of an investment as something purchased today with the idea it will generate future wealth or growth. However, unlike other investments, fixed index annuities do NOT carry the connotation of possible loss.

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EIGHT REASONS TO PURCHASE FINAL EXPENSE INSURANCE

EIGHT REASONS TO PURCHASE FINAL EXPENSE INSURANCE

1. The reason you purchase Final Expense coverage is not for yourself. It is to take the “Financial Burden” of your death off your loved ones during a very stressful time. 2. The benefits go to your beneficiary “Income Tax Free.” 3. Your... read more
WOULDN’T YOU RATHER RETIRE TAX-FREE?

WOULDN’T YOU RATHER RETIRE TAX-FREE?

I hesitate to make a blanket statement here, knowing every situation is unique, but consider the benefits of retiring tax-free. There is #peace in not having to #worry about what tax bracket the future holds.

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RETIREMENT AND BUSINESS PLANNING

RETIREMENT AND BUSINESS PLANNING

In October of 1929 you know what happened. The stock market crashed and eventually suffered a staggering 32 year setback, losing almost 90% of its value. It took 22 years for the market to surpass it’s all time high before the crash. Nearly 25% of all Americans would... read more
FINAL EXPENSE INSURANCE, Seriously?

FINAL EXPENSE INSURANCE, Seriously?

The most selfish thing you can do in life is to leave your debt or bills to your heirs. Who’s going to pay for YOUR burial or cremation, YOUR final doctor bills, phone bills, or utility bills? I was recently talking with a mechanic who told me his mother died... read more
WHEN DOES: -30+43=0

WHEN DOES: -30+43=0

When it involves placing your hard earned retirement dollars directly into the market. The events this last week and ensuing volatility prove the point. Let’s assume you lost 30% of your 401k or you IRA. It would take a 43% gain to just back to where you started... read more
WHY DO I NEED LIFE INSURANCE?

WHY DO I NEED LIFE INSURANCE?

There are certain financial commitments we have throughout our lives as we contribute in some way to our family income. We need to provide something even in death to secure our homes, help the family meet expenses for a while, protect dependent parents, or secure our... read more