ABOUT UNIVERSAL LIFE INSURANCE
FLEXIBLE POLICIES AS YOUR LIFE CHANGES
The appeal of universal life insurance policies is that they can be suited to a variety of insurance needs. You may only care about lifelong coverage at the most affordable cost. Or, you may be more concerned about flexibility of coverage or access to the cash value of their policy. A universal life policy can help with both.
Increased flexibility to meet your investment goals and long-term needs.

What is universal life insurance?
Premiums for universal life insurance consist of two parts: the cost of insurance amount and the savings vehicle (cash value). The cost of insurance is the minimum amount required to keep the policy active. Any premium payment over this minimum amount helps accrue cash value which earns interest based on the current market or minimum interest rate.
The greatest benefits of universal life insurance are lifelong protections and flexible premiums and death benefits. Additionally, your cash value earns interest and you can withdraw money or borrow against it.

About The Gottlieb Group
The Gottlieb Group proudly serves New Mexico residents and is located in Santa Fe, New Mexico.