At the Gottlieb Group, we refer to fixed index annuities as a form of investment, based on the definition of an investment as something purchased today with the idea it will generate future wealth or growth. However, unlike other investments, fixed index annuities do NOT carry the connotation of possible loss.

When you purchase a fixed index annuity, you are not signing up for potential market loss. On the contrary, these types of annuities protect against that market loss. Fixed index annuities can shield you against any possibility of outliving your income. One might say that whereas life insurance helps you in death, annuities help you while you are still living.

Fixed index annuities have two common characteristics: safety of principal and a reasonable rate of return. Further, like life insurance, these annuities

  • Involve a contract with an insurance company
  • Accumulate interest
  • Give you the ability to leave a lump sum of money to your heirs
  • Offer different options to suit your individual needs
  • Afford you peace of mind

When people think of investing, they often think of risk and reward. But how would you like to have the reward with no risk? That’s what a good fixed index annuity can do for you. You can enjoy the upside of investing without having to deal with the potential downside.

To learn more give us a call at The Gottlieb Group, or 505.577.2622